Avuru Finance. Smart investing, for everyone.
Visualize. Optimize. Invest. Avuru simplifies every step so your wealth grows without you having to spend your evenings on it.
Free to start · no card · read-only PSD2
See Avuru in actionBuilt for lives like yours.
Three situations we see all the time, whether you live in Luxembourg, Geneva or much further away. If one of them sounds familiar, Avuru will make your life easier.
Your money lives in more than one country
A salary in Luxembourg or Geneva, an old account back in France or Belgium, maybe a third one in Dubai. Avuru pulls everything into a single number, whatever the currency.
See every account, every currency →
You're earning your first salaries
Your savings sit in a current account and you'd like to invest, without quite knowing where to start. What matters is starting, even small.
See what time produces →
You juggle a whole family's plans
House deposit, the kids' studies, holidays: everyone wants a share of the budget. Each goal gets a priority level, and the money follows that order.
See budgets by need →Every account. Every currency. One number.
Hard to decide well without seeing the whole picture. Read-only banks, brokers, crypto, real estate, loans: Avuru adds up what you own, subtracts what you owe, and keeps the number current automatically.
The money that leaked comes back.
Before growing anything, it helps to stop losing. The AI audit finds forgotten subscriptions, duplicates and above-market contracts, then drafts your negotiation script.
Capital works. You see how far.
You can't improve what you don't measure. Avuru works out your real performance after fees across every broker, and recalculates each night the date each goal will be reached.
Essentials first, dreams next.
An emergency fund and a world trip don't carry the same weight. Every savings goal sits on one of five levels of need, from survival up to fulfilment, and your savings fill what matters most first.
A windfall. Now what?
An inheritance or a bonus, and suddenly you're holding a sum you don't know what to do with. Avuru guides you by your profile and goals: what exists, what fits your investment horizon, and the point where a licensed professional becomes useful.
Educational guidance only: Avuru does not give personalised investment advice. The final decision is always yours.
Join the list →Ask. Get the answer.
You ask the question, Avuru reads your accounts and answers within seconds, with no spreadsheet to open and no report to wade through.
The assistant prepares, you confirm: it never changes your data on its own.
Try the assistant →"How much did I spend on restaurants this quarter?"
23% higher than Q1. Peak in March during the Milan trip.
Run Avuru from your chat.
A finance app is always one more app to open. Avuru Connect removes that step: generate a key, paste it once into the assistant you already use, and talk about your money in plain language, without switching windows or relearning an interface.
You are told whenever a key connects from somewhere new, it is all in your activity log, and you revoke in one click. A key carries your rights and never more: account deletion, security and billing stay out of an assistant's reach.
Discover Avuru Connect →
Frequently asked questions
What is Avuru Connect?
You generate a key in Avuru, paste it once into your AI assistant, and manage your money by talking to it: ask about your spending, add a transaction, change a budget. It's part of the Pro plan, with a 14-day trial.
Which assistants work with it?
Claude on the web, Claude Desktop, Claude Code and Cursor, and more broadly any assistant that speaks the MCP protocol. The same key works everywhere.
Is it safe to let an AI reach my finances?
The key carries your rights, and nothing more. When you create it, you decide whether the assistant can only read or also write. You get an alert on every new connection, everything is logged in your activity history, and a key is revoked in one click. Account deletion, security and billing stay out of an assistant's reach.
Can the AI change my data, and can I undo it?
It only changes something if you gave it a write key. And every change can be undone: you say “undo that” in the conversation, without reopening the app.
What is MCP?
The Model Context Protocol is an open standard that connects an AI assistant to an outside service. Avuru Connect is built on it, so any MCP-compatible assistant can work with your Avuru data.
Do I need a specific plan?
Yes, Avuru Connect is part of the Pro plan. The 14-day trial gives you access.
Time does most of the work.
what your saving effort produces in 36 months.
Start with what you have, as early as you can. The rest is consistency.
Indicative projection, 6% average annual return, excluding inflation. Educational simulation, not investment advice.
Pay what you owe. Not a euro more.
Tax is something you can prepare ahead of time, wherever you pay it. Luxembourg comes first: six simulators connected to your accounts put numbers on your real situation, whether you are a resident or a cross-border commuter. More countries will follow.
Indicative, educational estimates: Avuru is no substitute for a tax adviser. For a complex situation, have a professional check the numbers.
Estimate my tax →A price that has to pay for itself.
No hidden fees and no commission on your assets. Our rule is simple: if Avuru doesn't make you more than it costs, leave. Cancelling takes one click.
Finally see the whole number.
- 2 accounts connected
- Transaction tracking
- Manual categorisation
All your accounts, no limit.
- Unlimited accounts
- VIP support
- Everything in Free
Full budgeting and AI suggestions.
- AI insights & suggestions, full budgeting
- Financial roadmap, fee scanner, recurring detection
- Wealth statement, family mode
- Everything in Lite
Personal and business, in one place.
- B2B accounts
- Avuru Connect: run Avuru from your AI chat
- Holding mode
- Everything in Plus
Up to 12 months of Plus, free.
The first sign-ups get 3 months of Plus when the account opens. Each referral adds more: 6 months at the 10-referral tier, then 12 months maximum at 100, worth about €190 (12 × 15.99 €). The programme gives out months of Plus, not cash.
Offer subject to terms: 12 free months at most, never convertible to cash.
Start for freeAvuru can't touch your money. By design.
Read-only
PSD2 via licensed aggregators. Avuru never sees your credentials and can place no order: it's structural.
AES-256
Encryption at rest and in transit, keys in a dedicated hardware module, every request signed and logged.
EU sovereign
Data hosted in the European Union, GDPR compliant, no cross-jurisdiction transfer.
Your data is yours
Full export anytime, permanent deletion in one click. And your data is never resold.
Transparency on our certifications: GDPR and the PSD2 framework are effective today, external audits are underway. Each report will be published once obtained. A specific question? Write to security@avurufinance.com
Avuru started with an annoyance: four banks, three currencies, no idea of the total.
Ten years on, the obsession hasn't moved.
Show you an honest number, and what it makes possible.
What comes next is your story.
The product is built with you.
Ask your questions on the forum and vote for the next features. That's where the product gets decided.
Avuru Finance. Smart investing, for everyone.
Starting today, if you want. Free to start, and opening an account takes a minute. If Avuru isn't for you, delete everything in one click.
Start for freeOr explore the demo first, no account or email needed.